Together with her husband Daniel, Lisa built Retirement Prosperity Group and Prosperity Advisers, LLC — a fiduciary financial advisor practice dedicated to holistic retirement planning. She helps clients build complete, coordinated plans covering guaranteed income, tax-efficient strategies, care planning, and estate coordination.
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Lisa Barram is President and co-founder of Retirement Prosperity Group and Prosperity Advisers, LLC. Her drive for this work is personal: after watching her own family lose wealth they could never recover, she committed herself to making sure others have a complete plan in place for every chapter of their financial life.
Lisa built her practice on education. She is known for taking the time to walk through every aspect of a plan before making any recommendations, because she believes a well-informed client makes better decisions than one who is simply told what to do. That philosophy is what defines her as a financial advisor for retirement who puts education above everything else. She is the creator of the Retirement Prosperity Roadmap™, a holistic process that brings together retirement income, Social Security maximization, tax strategy, long-term care planning, and full coordination with legal and tax professionals.
Lisa is a member of the Ed Slott Master Elite IRA Advisor Group, keeping herself current on IRA laws, distribution rules, and the real-world impact of tax law changes on her clients' plans. She has been published and quoted in Forbes, Inc., the Huffington Post, and Entrepreneur, and has been featured on FOX 29 News. Investment advisory services are provided through Prosperity Advisers, LLC, a fiduciary Registered Investment Advisor.
Outside the office, Lisa and her husband Daniel are the proud parents of three children. The family stays active: bike rides, kayaking, hiking, and anything else that gets them outdoors.
Building a reliable, inflation-protected income stream so you never worry about outliving your money. Guaranteed income options, Social Security optimization, and cash flow planning.
Retirement Income StrategiesComprehensive wealth management means a complete view of your financial picture: investments, tax strategy, estate coordination, and elder care planning. All integrated and working together as one plan. From wealth management for business owners to pre-retirees and retirees, the approach is always comprehensive, coordinated, and built around your life.
Wealth Management ServicesStrategies to reduce the lifetime tax burden on retirement assets. From tax planning for business owners to Roth conversions and IRA distribution planning, every approach is coordinated with your CPA.
Tax-Efficient StrategiesPlanning for the care you may need in the future, with traditional and alternative long-term care strategies that protect your assets and preserve your options.
Long-Term Care PlanningEnsuring your financial plan is coordinated with your attorney and CPA so your wishes are honored, your heirs are protected, and your legacy is preserved as intended.
Estate Planning ServicesMaking sense of Required Minimum Distributions, Roth conversion strategies, catch-up contributions, Secure Act 2.0 changes, and Medicare authorization so you can make confident, informed decisions.
Upcoming EventsLisa's practice is built on a simple conviction: a well-informed client makes better decisions than one who is simply told what to do. That means slowing down, covering every angle, and making sure each recommendation is understood before anything moves forward.
Retirement planning is not a product. It's a process. Whether you are focused on investment growth strategies to build wealth today, or structuring income and protection for the years ahead, the goal is the same: a plan that leaves you genuinely confident at every stage of life.
No recommendations until you fully understand your options, trade-offs, and the reasoning behind each strategy. Lisa is known for taking the time to get this right.
Income, taxes, healthcare, legacy, and protection are all connected. Your plan needs to address each piece and coordinate them as a whole, not treat them as separate decisions.
Lisa works alongside your CPA, attorney, and other professionals so your financial, tax, and legal plans reinforce each other rather than working at cross-purposes.
A complete plan means you can actually enjoy retirement, knowing every contingency has been addressed and every piece is in place.
We start by understanding your complete picture: income, assets, goals, family situation, and what a successful retirement means to you specifically.
Lisa walks through every dimension of your plan in plain language. You understand the options, trade-offs, and the reasoning behind each strategy before anything moves forward.
We build a coordinated, holistic plan that addresses income, taxes, healthcare, estate planning, and protection. Every element is structured specifically for your life and goals.
You leave with a clear, complete plan and the understanding to feel genuinely confident about your financial future and the decisions behind it.
Schedule a complimentary phone conversation with Lisa. No pressure, no sales pitch. Just an honest conversation about where you are and where you want to be.
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